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First-Time Homebuyers

Bryon

Scott & Mandi

Jason & Deeanne

The State College Community Land Trust (SCCLT) is a non-profit housing assistance organization. The SCCLT helps income-qualified individuals and families purchase a home in the Borough of State College. The SCCLT helps to reduce the cost of buying a home by "splitting" the ownership of the property between the SCCLT and the individual homeowner. The SCCLT holds the land permanently in trust, which allows the prospective homeowner to apply for a mortgage based only on the cost of the house. This effectively reduces the cost of purchasing your first home by as much as 30%.