Our goal is to sustain the vibrancy and diversity of the Borough community by promoting affordable homeownership in State College, PA. We help first-time homebuyers purchase homes that are in established neighborhoods near work, schools, entertainment, and transit. We have helped 81+ households become successful homeowners since 1996.
How does a community land trust (CLT) work?
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SCCLT buys a modest borough house and rehabilitates it for energy efficiency and code compliance.
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Educates and counsels applicants in financial readiness and applying for a mortgage.
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Sells only the house to an applicant who meets federal income guidelines.
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Leases the land to the homeowner in a long-term agreement, cutting the cost by at least 30 percent.
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Homeowners can sell the house in the future to another qualified family or back to SCCLT, based on a resale formula.​
The State College Community Land Trust is:
SCCLT is a registered 501(c)(3) nonprofit corporation with open membership and a democratically elected board of trustees.