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Our Mission

Creating and stewarding permanently affordable, energy-efficient homes for low- and middle-income individuals and families.

Homeowner

Our goal is to sustain the vibrancy and diversity of the Borough community by promoting affordable homeownership in State College, PA. We help first-time homebuyers purchase homes that are in established neighborhoods near work, schools, entertainment, and transit. We have helped 81+ households become successful homeowners since 1996. 

How does a community land trust (CLT) work?

  1. SCCLT buys a modest borough house and rehabilitates it for energy efficiency and code compliance.

  2. Educates and counsels applicants in financial readiness and applying for a mortgage.

  3. Sells only the house to an applicant who meets federal income guidelines. 

  4. Leases the land to the homeowner in a long-term agreement, cutting the cost by at least 30 percent. 

  5. Homeowners can sell the house in the future to another qualified family or back to SCCLT, based on a resale formula.​

The State College Community Land Trust is:

One of 250 community land trusts in U.S. that provide affordable housing in a shared equity model.​

SCCLT is a registered 501(c)(3) nonprofit corporation with open membership and a democratically elected board of trustees.

What's Next?

View our 2023-2028 Strategic Plan

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